Toll-Free: 877-341-5107
Email: rane@hvplaw.com
Efficient Debt Collection Representation
Debt collection requires a precise and professional approach to avoid legal pitfalls, and at Hoesch & Vander Ploeg, PLC, we have the experience to guide you through the process.
Whether you're dealing with consumer or commercial collections, we provide reliable legal representation to maximize your debt recovery. Let us navigate the complexities of collection law in Michigan so you can focus on your business.
Consumer and Retail Collections
At Hoesch & Vander Ploeg, PLC, we take a client-centered approach to debt collection. We'll collaborate with you to create a custom collection program to ensure efficient debt recovery while minimizing expenses and legal risks. From credit card debt to unpaid retail account balances, we specialize in providing individual debt collection strategies that comply with the Fair Debt Collection Practices Act (FDCPA).
Our Full Suite of Collection Services Includes:
Skip Tracing
Locate debtors to ensure effective recovery.
Asset Searches
Identify and locate debtor assets to maximize recovery efforts.
Pre-Suit Collections
Initiate debt recovery with demand letters to encourage resolution before legal action is required.
Collateral Recovery
Assist with reclaiming collateral through claim and delivery actions.
First-Party Collections
Partner with your company to collect outstanding debts directly.
Demand Letter Program
Use customized demand letters to initiate the collection process efficiently.
Payment Plan Negotiation
Work out manageable repayment options for debt recovery.
Dispute Resolution
Effectively address contested debts, inaccuracies, and other disputes.
Post-Judgment Recovery
Once a judge has ruled in your favor in a debt collection case, our attorneys use a variety of legal tools to help you recover what is owed. We also provide ongoing post-judgment support services for reporting, renewing, or enforcing judgments across multiple jurisdictions.
Post-Judgment Services Include:
Executions and Garnishments
Enforce judgments through wage, bank, and state tax refund garnishments.
Judgment, Property, and Real Estate Liens
Secure your judgment by placing liens on the debtor’s real estate or personal property.
Debtor’s Exams and Fraud Investigations
Examine debtors and investigate fraudulent transfers to protect your rights.
Commercial Loan Workouts and Collection Litigation
Delinquent commercial accounts can create financial strain on your business, and we understand the urgency of recovering these debts. We specialize in commercial loan workouts and collection litigation, providing solutions that reduce delinquency, improve cash flow, and minimize losses. We offer flexible fee arrangements, including flat fees, hourly, and contingency plans, ensuring cost-effective results.
Commercial Collection Services Include:
Skip Tracing and Asset Searches
Locate assets and ensure effective commercial debt recovery.
Pre-Suit Collection Efforts
Resolve debt issues before legal action is necessary, saving you time and money.
Demand Letter Programs
Initiate recovery with strategic demand letters.
Insurance Subrogation
Recover insurance claims efficiently through litigation.
Forbearance Agreements
Negotiate repayment terms that protect your interests.
Court Representation
Represent your business in federal and state courts for optimal debt recovery.
Creative and Reliable
Debt Recovery Solutions
At Hoesch & Vander Ploeg, PLC, we represent clients of all sizes, tailoring our services to meet each organization's specific recovery objectives. Whether you need help with consumer debt collections or commercial receivables, we are committed to providing consistent and effective solutions.